What do we offer?

Date published: 9th Feb 2026

Welcome to Appletree Mortgage Services

At Appletree Mortgage Services, we believe mortgage advice shouldn’t feel overwhelming, confusing, or full of jargon.

Our aim is simple: to make mortgages, protection, and equity release feel clear, approachable, and easy to understand, so you can move forward feeling confident about your next step.

We’re down-to-earth, friendly, and focused on giving you honest guidance you can trust, whatever stage of your homeownership journey you’re at.

How We Can Help

Every situation is different, which is why we take the time to understand your circumstances before recommending the right solution for you.

We can help with:


Mortgages

Whether you’re buying your first home, moving house, or looking at your options for the future, we’re here to guide you through the process from start to finish.

Remortgages

If your current deal is coming to an end, or you’re looking to reduce your monthly payments or release equity, we’ll help you explore your options and find a suitable deal. 

Buy-to-Let

From first-time landlords to experienced investors, we provide clear advice to help you understand affordability, lender criteria, and your borrowing options.

Product Transfers

If you’re staying with your existing lender, we can help you review available products and ensure you’re moving onto a deal that suits your needs.

Further Advances

Looking to borrow more from your current lender for home improvements or other purposes? We’ll explain how further advances work and whether they’re right for you.

Protection & Insurance

We also advise on life insurance and protection policies, helping you safeguard what matters most. We’ll always explain your options clearly, without pressure or unnecessary extras.

Equity Release

For those later in life, we can provide guidance on equity release options, explaining how they work and whether they’re appropriate for your circumstances.


We know financial decisions can feel daunting. That’s why we focus on:

  • Clear explanations
  • Honest recommendations
  • A friendly, no-pressure approach

Our role is to support you, answer your questions, and make sure you feel comfortable and informed at every stage.

If you’re thinking about buying, remortgaging, investing, or reviewing your protection, we’re here to help.

Contact Appletree Mortgage Services today for friendly, expert advice you can trust.




Important Information

You may have to pay an early repayment charge to your existing lender if you remortgage. Your home may be repossessed if you do not keep up repayments on your mortgage. As with all insurance policies, conditions and exclusions will apply. A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate.