At Apple Tree Mortgage Services, we understand how important both arranging the right mortgage and having the time to do so is, therefore we want to offer you the most convenient way to deal with all your mortgage and protection needs whilst providing an exceptional customer service. We believe that forming a relationship for life is important, so that you always know you have someone to call if you need any help or advice and we believe in being available at a time that suits you.

After working in the financial industry for over 16 years and providing mortgages and protection to clients all over the UK we have a broad knowledge and understanding of how the industry works. We will shop the market for you to ensure you are being provided with the most suitable options available and therefore securing the most cost effective and appropriate products.

Karly  McIlveen

Karly McIlveen

Owner of Apple Tree Mortgage Services / Mortgage and Protection Adviser

Karly has worked in the industry for over 16 years. She originally started in insurance and then qualified as a mortgage broker in 2010. As well as advising she has also managed a successful team of mortgage advisers and has a vast knowledge of the industry.

Karly lives in Botley, Southampton with her husband Lee, daughter Maria and boxer dog Tizzy. She has a home-based office so can provide appointments face to face to local clients as well as remotely to clients across the country.

Contact Karly

Jessica  Weaire

Jessica Weaire

Mortgage and Protection Adviser

Jessica has worked in the finance industry for over 7 years. Initially starting in the banking sector working for Lloyds bank providing unsecured finance and general banking. Having qualified as a mortgage adviser in 2015, she then moved to a mortgage brokerage working initially on the administration side progressing applications and then onto advising. Jessica joins the team as a mortgage and protection adviser.

Jessica lives in Romsey, Hampshire with partner Luke and big ginger cat Oscar. Working from home, Jessica can offer a remote service to clients across the country.

Contact Jessica

Suzanne Duce

Suzanne Duce

Mortgage and Protection Adviser

Suzanne started off her career in financial services, working for a corporate insurance company for 6 years before becoming an estate agent for 5 years. She began her career in the mortgage industry initially as an administrator, before achieving her CeMAP qualification in early 2022 to become a mortgage and protection advisor.

Suzanne lives in Locks Heath, Southampton with her partner and 2 daughters. She offers a remote service to clients across the country.

Contact Suzanne

Lee Langridge

Lee Langridge

Mortgage and Protection Adviser

Lee has worked in the financial services industry for the last 20 years. He originally started in the insurance industry in 2004 and then qualified as a mortgage adviser in 2014. Lee has a strong knowledge of the mortgage market, enjoys being challenged with all types of mortgage enquiries and has an excellent track record in customer service.

Lee lives in Bursledon with his twin daughters, French bulldog and Puggle. He enjoys playing tennis and walking the dogs.

Contact Lee

Below are just a selection of the lenders we work with

Accord Mortgages
Bank of Ireland
Barclays Bank
BM Solutions
The Mortgage Works

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